Kvit is a free bill-splitting app for iOS and Android. Add your group, log expenses, and Kvit calculates who owes who — using at most N-1 transfers for N people. No account. No internet. No limits.
Built for real trips, real dinners, real life — all the essentials are free.
No internet, no account, no cloud sync. All your data lives on your device only. Works on planes, in the mountains, anywhere.
Split equally, assign custom amounts per person, or exclude specific people from individual expenses. Each expense has its own split.
A debt-minimization algorithm guarantees at most N-1 transfers for a group of N people — the mathematical minimum. No unnecessary transactions.
Share results as plain text via any app — WhatsApp, Telegram, iMessage, email. Everyone gets a clear breakdown immediately.
Create a new bill and add everyone who's sharing costs. Give your event a name — "Bali Trip" or "Ski Weekend".
Add each expense: who paid, how much, and how to split it. Mix equal and custom splits freely across any expense.
Tap Calculate. See exactly who owes who and how much. Share a clean summary with the whole group in one tap.
Kvit is a free bill-splitting app for iOS and Android. You add a group of people, log shared expenses, and Kvit calculates exactly who owes who — and how much. It works completely offline, requires no account, and stores everything on your device.
No. Kvit is 100% offline. All your bill data is stored locally on your device using encrypted on-device storage. You can use Kvit on a plane, in the mountains, or anywhere without a data connection. No registration, no login, no cloud.
Kvit uses a greedy debt-minimization algorithm. First, it computes each person's net balance (total paid minus total owed). Then it pairs the person with the largest credit against the person with the largest debt, resolving each pair in one transfer. This guarantees at most N-1 transfers for a group of N people — the provable minimum.
Kvit supports three split modes per expense: Equal — divide the total evenly among all participants; Custom amounts — type a specific amount for each person; Partial — exclude specific people from an individual expense and split equally among the rest. Each expense in a bill can use a different split mode.
Kvit is free to download and use, with ads. Participants and expenses are unlimited; starting a new bill uses a credit — you get one free and earn more by watching a short ad. An optional one-time Premium in-app purchase removes ads and the need for credits. Splits, calculation and sharing are all included.
Tap the Share button on the Results screen. Kvit generates a plain-text summary showing all expenses and each transfer needed to settle the bill. You can send it via WhatsApp, Telegram, iMessage, email, or any app on your phone. No links, no external service — just text.
For trips, dinners and one-off group costs, yes: Kvit has no daily expense limit, works offline and needs no account. Splitwise is still better when everyone must edit the same group from their own phone. Read the full Kvit vs Splitwise comparison or аналог Splitwise на русском.
Kvit supports all major world currencies including EUR, USD, GBP, JPY, CHF, CAD, AUD, and many more. Each bill uses one currency, selected when you create it.