100% offline  ·  No account required

Split bills,
not friendships

Kvit is a free bill-splitting app for iOS and Android. Add your group, log expenses, and Kvit calculates who owes who — using at most N-1 transfers for N people. No account. No internet. No limits.

Results · Bali Trip
Total €240
Transfers 2
Who owes who
A
M
€80.00
K
M
€40.00
Balances
A
Alex -80
M
Maria +120
K
Kate -40
Features

Everything you need,
nothing you don't

Built for real trips, real dinners, real life — all the essentials are free.

📵

Works offline

No internet, no account, no cloud sync. All your data lives on your device only. Works on planes, in the mountains, anywhere.

⚖️

Flexible splits

Split equally, assign custom amounts per person, or exclude specific people from individual expenses. Each expense has its own split.

🧮

Smart calculation

A debt-minimization algorithm guarantees at most N-1 transfers for a group of N people — the mathematical minimum. No unnecessary transactions.

📤

Instant sharing

Share results as plain text via any app — WhatsApp, Telegram, iMessage, email. Everyone gets a clear breakdown immediately.

How it works

Three steps to settled

1

Add participants

Create a new bill and add everyone who's sharing costs. Give your event a name — "Bali Trip" or "Ski Weekend".

2

Log expenses

Add each expense: who paid, how much, and how to split it. Mix equal and custom splits freely across any expense.

3

Calculate & share

Tap Calculate. See exactly who owes who and how much. Share a clean summary with the whole group in one tap.

FAQ

Frequently asked questions